Listing provided courtesy of REAL Broker LLCMLS# 100569532MLS Provider
  • 66 days on site
  • 4 views

New Price: $1,198,000 | Brand New HVAC, Pool Heater & Modern Coastal Oasis! Over $110k in Revenue Already Booked/Executed This Year! Discover coastal living at its finest in this elevated 4-bedroom, 3-bathroom, 2,285 sqft single-family home located in the heart of Surf City. Just a short walk to restaurants, shops, the pier, Intracoastal Waterway activities, and the pristine beaches of Topsail Island. The thoughtfully designed layout features decks off every level, delivering stunning ocean views from the living room and front upper deck, plus peaceful sound views from the back decks. Outdoor living shines in the fully fenced backyard oasis, complete with a private inground saltwater swimming pool, fire pit, covered decks and porch, outdoor shower, and convenient cargo lift. Recent Upgrades & Improvements: Brand new HVAC system for year-round comfort and efficiency New pool heater Newly epoxied garage floors for a clean, durable finish Freshly power washed exterior 2021 interior updates featuring luxury vinyl plank flooring in living areas and berber carpet in select bedrooms Inside, enjoy granite countertops in the kitchen, a spacious walk-in pantry, Rinnai tankless water heater, and a luxurious master suite with wet bar, expansive walk-in closet, and updated bathroom with walk-in tile shower. A flexible top-floor guest room includes a built-in Murphy bed and desk--ideal for a home office. The versatile bottom-floor room easily converts into a 5th bedroom, private apartment, or additional office. An outdoor elevator provides effortless access between all levels. This home is served by highly rated Pender County Schools, including Surf City Elementary and Middle, and Topsail High School. Outstanding STR Investment or Second-Home Potential This prime ocean-side location, combined with the private saltwater pool and fire pit (major guest favorites), panoramic water views, multiple decks, cargo lift, and recent mechanical/upkeep improvements, positions the property exceptionally well for strong short-term rental income or effortless use as a beach second home. These features support premium nightly rates, high occupancy, and year-round appeal in Surf City's desirable rental market while keeping maintenance low. Whether you're looking for a primary residence, vacation home, or high-performing investment property, this turn-key coastal gem offers unbeatable proximity to the ocean and island lifestyle at the new price of $1,198,000.

Source: Hive MLS, MLS#: 100569532

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  • Property Type
    Residential
  • Lot
    0.12 acres

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Susan Pender

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  • Median Age
    40
  • Population Density
    130
  • College Educated
    48%
  • Estimated Median Income
    $74,297
  • Estimated Total Home Owners
    2,213
  • Estimated Total Renters
    795
  • Owner / Renter Divide
    74% / 26%
  • Estimated Average Household Size
    2
  • Total Population
    7,288
  • Community data courtesy of LiveBy, Inc.

Owning this Home

$
$ %
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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

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  • Skip Templeton
  • RW Towne Mortgage
  • Vice President | Mortgage Loan Officer
  • (757) 287-1902

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Life at 515 N Topsail Drive


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/17/2026Source: Hive MLS Price Reduction
$1,198,000 -13.8%
5/6/2026Source: Hive MLS Status Change
Active
4/24/2026Source: Hive MLS Added to Database
April 24, 2026
12/3/2025Source: Hive MLS Added to Database
December 03, 2025
11/26/2025Source: Hive MLS Added to Database
November 26, 2025

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