Listing provided courtesy of Coastal Realty Associates LLCMLS# 100556451MLS Provider
  • 125 days on site
  • 37 views

Discover a rare coastal investment opportunity with this classic one-level beach cottage, perfectly positioned on a prime double lot just minutes from the shore. Offering 3 bedrooms and 2 bathrooms, this thoughtfully updated home blends timeless coastal charm with exceptional durability, creating a property designed to stand the test of time while maintaining its inviting cottage character. One of only a handful of cinder block-built homes on the island, this solidly constructed residence has successfully weathered every major hurricane season with resilience and has never experienced flooding inside the home. For added peace of mind, the total annual carrying costs remain surprisingly manageable, with wind and hail, flood, and homeowners insurance combined, along with taxes, totaling approximately $10,000 annually. Built for both lifestyle and long-term value, this property presents two exceptional opportunities for the savvy buyer or investor: The Ultimate Rental Opportunity Located just 2 minutes from white sandy beaches and crystal blue waters, this home is ideally positioned for strong short-term rental demand. Its relaxed coastal atmosphere, welcoming porch-life appeal, and unbeatable beach proximity make it highly attractive for vacationers seeking an authentic coastal retreat. Prime Development Potential Set on an expansive double lot, the property offers the potential to subdivide and build two new homes, creating outstanding future upside and investment flexibility in a highly desirable beach market. Whether you're searching for a legacy beach property to create unforgettable family memories or a high-performing coastal investment with built-in equity potential, this is a rare opportunity to own a versatile piece of the coast with enduring value, proven resilience, and exceptional future potential.

Source: Hive MLS, MLS#: 100556451

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  • Property Type
    Residential
  • Lot
    0.23 acres

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Susan Pender

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  • Median Age
    31
  • Population Density
    251
  • College Educated
    46%
  • Estimated Median Income
    $65,316
  • Estimated Total Home Owners
    3,353
  • Estimated Total Renters
    1,334
  • Owner / Renter Divide
    72% / 28%
  • Estimated Average Household Size
    2
  • Total Population
    10,831
  • Community data courtesy of LiveBy, Inc.

Owning this Home

$
$ %
%
* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

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  • Skip Templeton
  • RW Towne Mortgage
  • Vice President | Mortgage Loan Officer
  • (757) 287-1902

Want to talk? Contact us here.

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Life at 6910 12th Avenue


Schools


School data courtesy of LiveBy, Inc.
Ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating. The schools displayed on this website are for informational purposes only and may not represent a complete or up-to-date list. School assignments are subject to change and should be verified directly with the local school district. Please contact the appropriate school district to confirm school zoning and enrollment eligibility for this property.

History

Date Event Value Agent
6/2/2026Source: Hive MLS Price Reduction
$499,000 -7.4%
4/10/2026Source: Hive MLS Price Reduction
$539,000 -1.8%
2/24/2026Source: Hive MLS Added to Database
February 24, 2026

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